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At Aetna, we’re pioneering a total approach to health and wellness. As an underwriter, you’ll provide valuable, ongoing financial insights for corporate clients and determine accurate and competitive rates and fees for new and renewal business. We’ll count on you to negotiate rates that meet our customer’s financial needs while delivering high-quality products, claims projections, funding evaluations and financial accounting packages. And we’ll support you in achieving more in your life and your work.

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Success Profile

What makes a successful underwriter? Here are the traits we are looking for:

  • Analytical
  • Collaborative
  • Communicator
  • Integrity
  • Leadership
  • Strategic
  • Adaptable
  • Ambitious
  • Deadline-oriented
  • Detail-oriented
  • Multi-tasker
  • Organized
  • Positive
  • Problem Solver

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  • Health

  • Wellness

  • Financial

  • Paid Time Off & Disability

  • Life Insurance

  • Additional Benefits

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Job Details

Underwriting Tech Lead

Primary Location: Walnut Creek, California
Additional Locations: CA-Walnut Creek, CA-Woodland Hills, UT-Sandy, WA-Seattle
This is a role for an Underwriting Tech Lead position for the West Underwriting Region. Performs underwriting analysis and risk assessment for new and/or renewal of large group contracts and accountings at a mastery level. Assigned cases/book of business will include multiple product types, funding arrangements and/or rating methodologies.


Fundamental Components:

Prepares and delivers complex, high profile new business quotes and/or existing business renewals.
Collaborates with field sales and account management on complex or high profile cases.
Presents information to employers, brokers and consultants.
Independently reviews work for accuracy, identifies risks and makes recommendations to manage risk while growing or retaining membership.
Utilizes advanced functionality of underwriting tools, systems, and reference materials to produce accurate quotes and/or renewals.
Applies underwriting guidelines, negotiates financials and grants underwriting exceptions/financial variances for their assigned cases within the authority limit for the position.
Escalates exceptions outside authority limit to manager.
Produces timely and accurate customer specific documents, deliverables and account related information.
Ensure the pricing supports the quote/renewal strategy.
Peer review others work for accuracy.
Assists department with projects or workgroups.
Identifies and may lead process improvement through automation or process change.
Identifies training gaps and recommends an appropriate course of action including development and delivery of training.
Mentors less experienced underwriters in development of technical skills or specific subject matter.

Background Experience:
6 - 8 years experience in underwriting/accounting pricing methodologies and funding arrangements.
Demonstrated success in collaborating with others to meet/exceed expectations.
Demonstrated ability to utilize analytical and independent thinking skills.
Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.
Experience working with standard Microsoft Office products.
Experience providing clear and concise written and verbal communications.
Bachelor's degree or equivalent experience.
Flexible telework/office based schedule (must live near office location)

Required Skills:
General Business - Applying Reasoned Judgment, General Business - Turning Data into Information, Sales - Negotiating Collaboratively

Desired Skills:
Finance - Managing Aetnas Risk, General Business - Consulting for Solutions, General Business - Managing Sales Relationships

Functional Skills:
Underwriting - New business - group medical, Underwriting - Pricing methodologies (manual, experience, blended, alternate, etc.), Underwriting - Rating methodologies and/or functions (rating and accounting)., Underwriting - Renewal - group medical

Technology Experience:
Aetna Application - Customer Underwriting Prod & Procedure, Aetna Application - Group Underwriting Integrated Dev Effort, Aetna Application - Individual Underwriting System

Potential Telework Position:

Percent of Travel Required:
0 - 10%

EEO Statement:
Aetna is an Equal Opportunity, Affirmative Action Employer

Benefit Eligibility:
Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Candidate Privacy Information:
Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.

Click To Review Our Benefits (PDF)


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