Skip to main content


At Aetna, we’re pioneering a total approach to health and wellness. As an underwriter, you’ll provide valuable, ongoing financial insights for corporate clients and determine accurate and competitive rates and fees for new and renewal business. We’ll count on you to negotiate rates that meet our customer’s financial needs while delivering high-quality products, claims projections, funding evaluations and financial accounting packages. And we’ll support you in achieving more in your life and your work.

Back to Job Navigation (Overview)

Success Profile

What makes a successful underwriter? Here are the traits we are looking for:

  • Analytical
  • Collaborative
  • Communicator
  • Integrity
  • Leadership
  • Strategic
  • Adaptable
  • Ambitious
  • Deadline-oriented
  • Detail-oriented
  • Multi-tasker
  • Organized
  • Positive
  • Problem Solver

Back to Job Navigation (Success)


  • Health

  • Wellness

  • Financial

  • Paid Time Off & Disability

  • Life Insurance

  • Additional Benefits

Back to Job Navigation (Rewards)

Job Details

Medical/Stop Loss Underwriting Consultant

Primary Location: Walnut Creek, California
Additional Locations: CA-Walnut Creek, CT-Hartford, PA-Blue Bell
Performs proactively pulling of system reports and accurate analysis of large claims and risk assessment to produce sound financial responses/products in a timely manner. Provides superior service in support of reviewing large claim information and producing documentation for use in quoting and rating. In addition to large claim reviews, will perform Stop Loss related duties and processes including delayed year end reimbursements and new business policy reviews in support of the Stop Loss Team.

Fundamental Components:
We are currently seeking an experienced Underwriting Consultant to join the UW SUS Large Claim Review Team. As an Underwriting Consultant, this individual will have the responsibility to analyze large claimant information and assess risks as to frequency and potential severity. Collaborating with the Underwriting Consultants on the team, the Underwriting Consultant will work to provide reviews and summaries to the renewal and new business underwriting teams. The Underwriting Consultant will also learn and analyze processes associated with Stop Loss including delayed year end reimbursements and new business policy reviews. The Underwriting Consultant will also assist in responding to team's mailbox inquiries, enhance processes and workflow for the large claim review and Stop Loss process.

Background Experience:
Experience working with standard Microsoft Office products. Demonstrated success in collaborating with others to meet/exceed expectations. Demonstrated ability to utilize analytical and independent thinking skills. Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment. 3-5 years’ experience in underwriting concepts, pricing methodologies and funding arrangements(self insured experience desired). Experience providing clear and concise written and verbal communications. Bachelor's degree or equivalent experience.

Additional Job Information:
Strong analytical skills are required for assessment of data and recommendations on risk levels of large claimants and stop loss processes. Oral and written communication skills are needed due to daily interaction with medical underwriting and regional underwriters. This candidate should have the knowledge to run large claim reports including predictive modeling and pending reports and stop loss reports. The individual needs to be able to interpret large claim information and predict ongoing risk.

Required Skills:
General Business - Applying Reasoned Judgment, General Business - Turning Data into Information, Technology - Leveraging Technology

Desired Skills:
General Business - Communicating for Impact, General Business - Maximizing Work Practices, Service - Working Across Boundaries

Functional Skills:
Risk Management - Insurance, finance and loss control, Underwriting - Policy guidelines development, Underwriting - Rating methodologies and/or functions (rating and accounting).

Technology Experience:
Aetna Application - AetInfo Predictive Modeling Systems, Aetna Application - Large Claim / Pooled Claim Report, Desktop Tool - Microsoft Word

Potential Telework Position:

Percent of Travel Required:
0 - 10%

EEO Statement:
Aetna is an Equal Opportunity, Affirmative Action Employer

Benefit Eligibility:
Benefit eligibility may vary by position.

Candidate Privacy Information:
Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.

Click To Review Our Benefits (PDF)


Sign up for Job Alerts

Explore This Area

Check out where you could be working if you apply.

View Map

Similar Jobs

Join Our Talent Community

Sign up to receive information about job openings that are tailored to your skills and interests. Plus, get the latest career news from Aetna.