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Underwriting

At Aetna, we’re pioneering a total approach to health and wellness. As an underwriter, you’ll provide valuable, ongoing financial insights for corporate clients and determine accurate and competitive rates and fees for new and renewal business. We’ll count on you to negotiate rates that meet our customer’s financial needs while delivering high-quality products, claims projections, funding evaluations and financial accounting packages. And we’ll support you in achieving more in your life and your work.

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Success Profile

What makes a successful underwriter? Here are the traits we are looking for:

  • Analytical
  • Collaborative
  • Communicator
  • Integrity
  • Leadership
  • Strategic
  • Adaptable
  • Ambitious
  • Deadline-oriented
  • Detail-oriented
  • Multi-tasker
  • Organized
  • Positive
  • Problem Solver

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Benefits

  • Health

  • Wellness

  • Financial

  • Paid Time Off & Disability

  • Life Insurance

  • Additional Benefits

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Job Details

Underwriting Consultant

Primary Location: Hartford, Connecticut
Additional Locations: CT-Hartford
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Description:
Performs underwriting analysis and risk assessment for new and/or renewal of large group contracts and accountings. Assigned cases/book of business include multiple product types, funding arrangements and/or rating methodologies.

Fundamental Components:
Prepares and delivers moderately complex new business quotes, existing business renewals and/or accountings. Complexity of work increases as technical skills progress. Independently reviews work for accuracy and recommends pricing and/or accounting alternatives based on financial analysis, underwriting principals, and business strategy. Anticipates questions and formulate responses. Utilizes advanced functionality of underwriting tools, systems, and reference materials to produce accurate quotes, renewals and/or accountings. Applies underwriting guidelines and grants underwriting exceptions/financial variances for their assigned cases within the authority limit for the position. Independently assists sales personnel in explaining rate/fee, accounting balance development and communicating underwriting policy. May present information to employers, brokers and consultants. Produces timely and accurate customer specific documents, deliverables and accounting related information. Ensures the pricing supports the quote/renewal strategy. Assists department with projects or workgroups. Identifies and supports process improvement through automation or process change. Conducts audits on premiums, fees and claim wires to ensure all receivables are accurate and accounted for. Assists less experienced underwriters in development of technical skills or specific subject matter.

Background Experience:
Experience working with standard Microsoft Office product.
Demonstrated success in collaborating with others to meet/exceed expectations.
Demonstrated ability to utilize analytical and independent thinking skills.
Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.
3-5 years’ experience in underwriting/accounting concepts, pricing methodologies and funding arrangements.
Experience providing clear and concise written and verbal communications.
Bachelor's degree or equivalent experience.


Required Skills:
Finance - Delivering Profit and Performance, General Business - Demonstrating Business and Industry Acumen, Leadership - Collaborating for Results

Desired Skills:
Finance - Creating Profitable Customers, General Business - Consulting for Solutions, General Business - Maximizing Work Practices

Functional Skills:
Underwriting - New business - group medical, Underwriting - Pricing methodologies (manual, experience, blended, alternate, etc.), Underwriting - Renewal - group medical

Technology Experience:
Desktop Tool - Microsoft Outlook, Desktop Tool - Microsoft PowerPoint, Desktop Tool - TE Microsoft Excel

Potential Telework Position:
No

Percent of Travel Required:
0 - 10%

EEO Statement:
Aetna is an Equal Opportunity, Affirmative Action Employer

Benefit Eligibility:
Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Candidate Privacy Information:
Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.

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