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At Aetna, we’re pioneering a total approach to health and wellness. As an underwriter, you’ll provide valuable, ongoing financial insights for corporate clients and determine accurate and competitive rates and fees for new and renewal business. We’ll count on you to negotiate rates that meet our customer’s financial needs while delivering high-quality products, claims projections, funding evaluations and financial accounting packages. And we’ll support you in achieving more in your life and your work.

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Success Profile

What makes a successful underwriter? Here are the traits we are looking for:

  • Analytical
  • Collaborative
  • Communicator
  • Integrity
  • Leadership
  • Strategic
  • Adaptable
  • Ambitious
  • Deadline-oriented
  • Detail-oriented
  • Multi-tasker
  • Organized
  • Positive
  • Problem Solver

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  • Health

  • Wellness

  • Financial

  • Paid Time Off & Disability

  • Life Insurance

  • Additional Benefits

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Job Details

Underwriting Consultant for the Allina/Aetna Joint Venture Underwriting Team

Primary Location: Hartford, Connecticut
Additional Locations: CT-Hartford
The Underwriting Consultant will be part of our middle market ( 101+ – 5000 lives) Allina/Aetna Joint Venture team. This role, support Aetna's ability to achieve its financial and strategic goals through effective underwriting. The underwriting consultant performs underwriting analysis and risk assessment for new and/or renewal of large groups, will be assigned cases/books of business include multiple product types, funding arrangements and/or rating methodologies. S/He will be negotiating and explaining application of more complex underwriting concepts, rate/fee development and policies playing an intricate part of Aetna’s business.

Fundamental Components:
Prepares and delivers moderately complex new business quotes, existing business renewals and/or accountings. Complexity of work increases as technical skills progress. Independently reviews work for accuracy and recommends pricing and/or accounting alternatives based on financial analysis, underwriting principals, and business strategy. Anticipates questions and formulate responses. Utilizes advanced functionality of underwriting tools, systems, and reference materials to produce accurate quotes, renewals and/or accountings. Applies underwriting guidelines and grants underwriting exceptions/financial variances for their assigned cases within the authority limit for the position. Independently assists sales personnel in explaining rate/fee, accounting balance development and communicating underwriting policy. May present information to employers, brokers and consultants. Produces timely and accurate customer specific documents, deliverables and accounting related information. Ensures the pricing supports the quote/renewal strategy. Assists department with projects or workgroups. Identifies and supports process improvement through automation or process change. Conducts audits on premiums, fees and claim wires to ensure all receivables are accurate and accounted for. Tracks and approves customer allowances or MBE/WBE goals using compliance guidelines. Assists less experienced underwriters in development of technical skills or specific subject matter.

Background Experience:
Experience working with standard Microsoft Office product.Demonstrated success in collaborating with others to meet/exceed expectations.Demonstrated ability to utilize analytical and independent thinking skills.Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.3-5 years’ experience in underwriting/accounting concepts, pricing methodologies and funding arrangements.Experience providing clear and concise written and verbal communications. Bachelor's degree or equivalent experience.

Additional Job Information:
Do you want to be part of the change in Healthcare? Aetna is hiring an Underwriting Consultant for the Allina/Aetna Joint Venture Underwriting team. Aetna is about more than just doing a job. This is our opportunity to re-shape healthcare for America and across the globe. We are developing solutions to improve the quality and affordability of healthcare. What we do will benefit generations to come.

We care about each other, our customers and our communities. We are inspired to make a difference, and we are committed to integrity and excellence.

Together we will empower people to live healthier lives. We offer flexible work arrangements, outstanding wellness and financial wellness program in addition paid time off, medical, dental, vision, 401k plans. Click here to review the benefits associated with this position.

Required Skills:
Finance - Managing Aetnas Risk, General Business - Applying Reasoned Judgment, General Business - Communicating for Impact, General Business - Managing Sales Relationships

Desired Skills:
Leadership - Creating Accountability, Sales - Knowing Markets, Technology - Leveraging Technology

Functional Skills:
Underwriting - Calculate manual rates and/or processing year end accountings;, Underwriting - New business - group medical, Underwriting - Rating methodologies and/or functions (rating and accounting)., Underwriting - Renewal - group medical

Potential Telework Position:

Percent of Travel Required:
0 - 10%

EEO Statement:
Aetna is an Equal Opportunity, Affirmative Action Employer

Benefit Eligibility:
Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Candidate Privacy Information:
Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.

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