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Underwriting

At Aetna, we’re pioneering a total approach to health and wellness. As an underwriter, you’ll provide valuable, ongoing financial insights for corporate clients and determine accurate and competitive rates and fees for new and renewal business. We’ll count on you to negotiate rates that meet our customer’s financial needs while delivering high-quality products, claims projections, funding evaluations and financial accounting packages. And we’ll support you in achieving more in your life and your work.

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Success Profile

What makes a successful underwriter? Here are the traits we are looking for:

  • Analytical
  • Collaborative
  • Communicator
  • Integrity
  • Leadership
  • Strategic
  • Adaptable
  • Ambitious
  • Deadline-oriented
  • Detail-oriented
  • Multi-tasker
  • Organized
  • Positive
  • Problem Solver

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Benefits

  • Health

  • Wellness

  • Financial

  • Paid Time Off & Disability

  • Life Insurance

  • Additional Benefits

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Job Details

Senior Underwriting Consultant (Public and Labor)

Primary Location: Hartford, Connecticut
Additional Locations: CT-Hartford
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Description:
The Senior Underwriting Consultant will support plan sponsors in the Public & Labor organization. This position will support our New Business teams. The position will independently perform accurate analysis and risk assessment to produce sound financial responses/products in a timely manner. They will provide superior service in support of writing Aetna's Medical business and will include interaction not only with internal constituents but also directly with plan sponsors, brokers, and consultants.

Fundamental Components:
The Senior Underwriting Consultant will plan sponsors in the Public & Labor organization. This position will support our New Business teams. The position will independently perform accurate analysis and risk assessment to produce sound financial responses/products in a timely manner. They will provide superior service in support of writing Aetna's Medical business and will include interaction not only with internal constituents but also directly with plan sponsors, brokers, and consultants. Essential Functions: Handles casework and issues autonomously using knowledge of Aetna's products/services and underwriting protocols. Completes accurate financial analysis and risk assessment to evaluate specific strategic options and opportunities independently. Recommends and suggests alternatives. Focuses on quality while completing internal processes efficiently. Manages multiple tasks and effectively prioritizes work. Develops and delivers financial exhibits and documentation. Independently negotiates and fully explains rate development, pricing components and application of underwriting policies while remaining conscious of financial objectives. Proactively communicates technical concepts to internal and external constituents. Collaborates and shares information cross-functionally. Mentors and coaches.

Background Experience:
*3-5 years of pricing experience via all types of pricing methodologies (manual, experience, blended, alternate, etc.) and funding arrangements in the medical insurance arena.
*Knowledge of Aetna systems supporting those products and rating methodologies preferred.
*Proven ability to anticipate customer needs.
*Proven ability to build strong cross-functional relationships with sales force and other internal organizations.

Required Skills:
Finance - Creating Profitable Customers, Finance - Delivering Profit and Performance, Finance - Managing Aetnas Risk

Desired Skills:
Sales - Knowing Customers, Sales - Knowing Markets, Service - Providing Solutions to Constituent Needs

Functional Skills:
Underwriting - Alternate Funding arrangements, Underwriting - Financial arrangements, Underwriting - Pricing methodologies (manual, experience, blended, alternate, etc.), Underwriting - Rating methodologies and/or functions (rating and accounting).

Technology Experience:
Desktop Tool - Microsoft Outlook, Desktop Tool - Microsoft Word, Desktop Tool - TE Microsoft Excel

Potential Telework Position:
No

Percent of Travel Required:
0 - 10%

EEO Statement:
Aetna is an Equal Opportunity, Affirmative Action Employer

Benefit Eligibility:
Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Candidate Privacy Information:
Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests

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