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At Aetna, we’re pioneering a total approach to health and wellness. As an underwriter, you’ll provide valuable, ongoing financial insights for corporate clients and determine accurate and competitive rates and fees for new and renewal business. We’ll count on you to negotiate rates that meet our customer’s financial needs while delivering high-quality products, claims projections, funding evaluations and financial accounting packages. And we’ll support you in achieving more in your life and your work.

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Success Profile

What makes a successful underwriter? Here are the traits we are looking for:

  • Analytical
  • Collaborative
  • Communicator
  • Integrity
  • Leadership
  • Strategic
  • Adaptable
  • Ambitious
  • Deadline-oriented
  • Detail-oriented
  • Multi-tasker
  • Organized
  • Positive
  • Problem Solver

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  • Health

  • Wellness

  • Financial

  • Paid Time Off & Disability

  • Life Insurance

  • Additional Benefits

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Job Details

Senior Underwriting Consultant - National Accounts

Primary Location: Hartford, Connecticut
Additional Locations: CT-Hartford
Performs underwriting analysis and risk assessment for new large group contracts. Assigned cases/book of business with increasing levels of complexity will include multiple product types specific to ASC funding arrangements.

Fundamental Components:
Prepares and delivers complex new business quotes. Independently reviews work for accuracy, identifies risks and makes recommendations to manage risk while growing membership. Anticipates questions and formulate responses. Utilizes advanced functionality of underwriting tools, systems, and reference materials to produce accurate quotes and responses. Applies underwriting guidelines and grants underwriting exceptions/financial variances for their assigned cases within the authority limit for the position. Develops underwriting strategies for customers in concert with other stakeholders (sales, claims, customer service) by using knowledge of industry trends, economy, competition, and business objectives. Produces timely and accurate customer specific documents, deliverables and account related information. Ensures the pricing supports the quoting strategy. Peer review others work for accuracy. Assists department with projects or workgroups. Identifies and supports process improvement through automation or process change. Identifies training gaps and recommends an appropriate course of action. May be asked to develop or deliver training. Mentors less experienced underwriters in development of technical skills or specific subject matter.

Background Experience:
5-7 years’ experience in underwriting methodologies and funding arrangements. Demonstrated success in collaborating with others to meet/exceed expectations. Demonstrated ability to utilize analytical and independent thinking skills. Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment. Experience working with standard Microsoft Office products. Experience providing clear and concise written and verbal communications. Bachelor's degree or equivalent experience.

Required Skills:
Finance - Creating Profitable Customers, General Business - Consulting for Solutions, Leadership - Developing and Executing Strategy

Desired Skills:
General Business - Communicating for Impact, Leadership - Anticipating and Innovating, Leadership - Collaborating for Results

Functional Skills:
Underwriting - Financial arrangements, Underwriting - Multiple product types, Underwriting - New business - group medical

Technology Experience:
Desktop Tool - Microsoft Outlook, Desktop Tool - Microsoft PowerPoint, Desktop Tool - TE Microsoft Excel

Potential Telework Position:

Percent of Travel Required:
0 - 10%

EEO Statement:
Aetna is an Equal Opportunity, Affirmative Action Employer

Benefit Eligibility:
Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Candidate Privacy Information:
Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.

Click To Review Our Benefits (PDF)


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