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At Aetna, we’re pioneering a total approach to health and wellness. As an underwriter, you’ll provide valuable, ongoing financial insights for corporate clients and determine accurate and competitive rates and fees for new and renewal business. We’ll count on you to negotiate rates that meet our customer’s financial needs while delivering high-quality products, claims projections, funding evaluations and financial accounting packages. And we’ll support you in achieving more in your life and your work.

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Success Profile

What makes a successful underwriter? Here are the traits we are looking for:

  • Analytical
  • Collaborative
  • Communicator
  • Integrity
  • Leadership
  • Strategic
  • Adaptable
  • Ambitious
  • Deadline-oriented
  • Detail-oriented
  • Multi-tasker
  • Organized
  • Positive
  • Problem Solver

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  • Health

  • Wellness

  • Financial

  • Paid Time Off & Disability

  • Life Insurance

  • Additional Benefits

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Job Details

Medicare Advantage Senior Underwriting Consultant

Primary Location: Hartford, Connecticut
Additional Locations: CT-Hartford
Aetna’s Government Services Actuarial and Underwriting organization has a Senior Underwriting Consultant opportunity available, this role will have a direct impact to help drive membership and earnings for the growing Government Services organization and continue to develop Aetna's Medicare Advantage products. As part of the Government Services Actuarial and Underwriting organization, the candidate will supports the Group Medicare sales process by performing accurate underwriting analysis and risk assessment for complex renewal and/or new business cases.

Fundamental Components:
As a Medicare Sr Underwriting Consultant, individuals will:
-Serves as a consultant for field sales and account management on strategic large employer groups.
-Calculates complex renewal and prospective group rates using solid product knowledge and underwriting protocols.
-Diagnoses product offering situations and makes strategic recommendations for benefit designs and pricing positions.
-Grants underwriting exception and financial variances within prescribed dollar limits.
-Negotiates and fully explains rate development, pricing components, and application of underwriting policies.
-Presents information to employers and brokers in support of business rating practices.
-Ensures the quality and integrity of account-specific data and information released to the sales force.
-Utilizes advanced functionality of rating/financial tools, reference materials, and source systems for premium, membership, and claim information.
-Analyzes competitive position on a case specific basis and develops financial comparisons.
-May lead process improvement initiatives.

Background Experience:
5-7 years’ experience in underwriting/accounting pricing methodologies and funding arrangements. Demonstrated success in collaborating with others to meet/exceed expectations. Demonstrated ability to utilize analytical and independent thinking skills. Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment. Experience working with standard Microsoft Office products. Experience providing clear and concise written and verbal communications. Bachelor's degree or equivalent experience.

Additional Job Information:
An opportunity to help drive membership and earnings as part the growing Government Services organization and continue to develop Aetna's Medicare Advantage products.

Required Skills:
Finance - Profit and Quality Vigilance, General Business - Communicating for Impact, General Business - Demonstrating Business and Industry Acumen

Desired Skills:
Finance - Delivering Profit and Performance

Functional Skills:
Underwriting - Financial arrangements, Underwriting - Medicare, Underwriting - Rating methodologies and/or functions (rating and accounting).

Potential Telework Position:

Percent of Travel Required:
0 - 10%

EEO Statement:
Aetna is an Equal Opportunity, Affirmative Action Employer

Benefit Eligibility:
Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Candidate Privacy Information:
Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests

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