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At Aetna, we’re pioneering a total approach to health and wellness. As an underwriter, you’ll provide valuable, ongoing financial insights for corporate clients and determine accurate and competitive rates and fees for new and renewal business. We’ll count on you to negotiate rates that meet our customer’s financial needs while delivering high-quality products, claims projections, funding evaluations and financial accounting packages. And we’ll support you in achieving more in your life and your work.

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Success Profile

What makes a successful underwriter? Here are the traits we are looking for:

  • Analytical
  • Collaborative
  • Communicator
  • Integrity
  • Leadership
  • Strategic
  • Adaptable
  • Ambitious
  • Deadline-oriented
  • Detail-oriented
  • Multi-tasker
  • Organized
  • Positive
  • Problem Solver

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  • Health

  • Wellness

  • Financial

  • Paid Time Off & Disability

  • Life Insurance

  • Additional Benefits

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Job Details


Primary Location: Franklin, Tennessee
Additional Locations: TN-Franklin
Performs underwriting analysis and risk assessment for new and/or renewal of large group contracts and accountings. Assigned cases/book of business include single product types, funding arrangements and/or rating methodologies and progresses to multiple types, arrangements and methodologies with experience and skill development.

Fundamental Components:
Prepares and delivers routine to moderately complex new business decisions and/or existing business renewals and/or accountings. Complexity of work increases as technical skills progress. Independently reviews work for accuracy. Works with mentor/manager to recommend decision and or alternatives based on underwriting principals, and business strategy. Utilizes basic functionality of underwriting tools, systems, and reference materials to produce sound decisions. Applies underwriting guidelines and escalates underwriting exceptions/financial variances for their assigned cases to the appropriate level. With limited supervision, assists sales personnel in explaining decisions and communicating underwriting policy. Produces timely and accurate customer specific documents, deliverables and accounting related information. Assists department with projects or workgroups. May identify and support process improvement through automation or process change.

Background Experience:
Demonstrated ability to utilize analytical and independent thinking skills.
Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.
Prepares and delivers routine to moderately complex new business decisions and/or existing business renewals and/or accountings. Complexity of work increases as technical skills progress.
Experience working with standard Microsoft Office products.
Experience providing clear and concise written and verbal communications.
Demonstrated success in collaborating with others to meet/exceed expectations.
Prior underwriting experience required.

Required Skills:
Finance - Managing Aetnas Risk, Leadership - Collaborating for Results, Service - Working Across Boundaries

Desired Skills:
Finance - Profit and Quality Vigilance, General Business - Demonstrating Business and Industry Acumen, Service - Creating a Differentiated Service Experience

Functional Skills:
Customer Service - Customer service - production environment, Underwriting - Multiple product types

Potential Telework Position:

Percent of Travel Required:
0 - 10%

EEO Statement:
Aetna is an Equal Opportunity, Affirmative Action Employer

Benefit Eligibility:
Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Candidate Privacy Information:
Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.

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