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At Aetna, we’re pioneering a total approach to health and wellness. As an underwriter, you’ll provide valuable, ongoing financial insights for corporate clients and determine accurate and competitive rates and fees for new and renewal business. We’ll count on you to negotiate rates that meet our customer’s financial needs while delivering high-quality products, claims projections, funding evaluations and financial accounting packages. And we’ll support you in achieving more in your life and your work.

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Success Profile

What makes a successful underwriter? Here are the traits we are looking for:

  • Analytical
  • Collaborative
  • Communicator
  • Integrity
  • Leadership
  • Strategic
  • Adaptable
  • Ambitious
  • Deadline-oriented
  • Detail-oriented
  • Multi-tasker
  • Organized
  • Positive
  • Problem Solver

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  • Health

  • Wellness

  • Financial

  • Paid Time Off & Disability

  • Life Insurance

  • Additional Benefits

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Job Details

Public & Labor West - Senior Underwriting Consultant

Primary Location: Concord, California
Additional Locations: CA-Concord, CA-Walnut Creek, CA-Woodland Hills, CT-Hartford
Performs underwriting analysis and risk assessment for new and/or renewal of large group contracts and accountings for West Public & Labor. Assigned cases/book of business include multiple product types, funding arrangements and/or rating methodologies.

Fundamental Components:
Prepares and delivers complex new business quotes and/or existing business renewals. Independently reviews work for accuracy, identifies risks and makes recommendations to manage risk while growing or retaining membership. Anticipates questions and formulate responses. Utilizes advanced functionality of underwriting tools, systems, and reference materials to produce accurate quotes, renewals and/or accountings. Applies underwriting guidelines and grants underwriting exceptions/financial variances for their assigned cases within the authority limit for the position. Develops underwriting strategies for customers in concert with other stakeholders (sales, claims, customer service) by using knowledge of industry trends, economy, competition, and business objectives. Produces timely and accurate customer specific documents, deliverables and account related information. Ensures the pricing and/or accounting supports the quote/renewal strategy. Peer review others work for accuracy. Assists department with projects or workgroups. Identifies and supports process improvement through automation or process change. Identifies training gaps and recommends an appropriate course of action. May be asked to develop or deliver training. Mentors less experienced underwriters in development of technical skills or specific subject matter.

Background Experience:
5-7 years’ experience in underwriting/accounting pricing methodologies and funding arrangements. Demonstrated success in collaborating with others to meet/exceed expectations. Demonstrated ability to utilize analytical and independent thinking skills. Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment. Experience working with standard Microsoft Office products. Experience providing clear and concise written and verbal communications. Bachelor's degree or equivalent experience.

Required Skills:
General Business - Applying Reasoned Judgment, General Business - Communicating for Impact, General Business - Consulting for Solutions

Desired Skills:
Service - Managing Organizational Dynamics, Technology - Leveraging Technology, Technology - Selecting and Applying Technology Solutions

Functional Skills:
Underwriting - Calculate manual rates and/or processing year end accountings;, Underwriting - Financial arrangements, Underwriting - Rating methodologies and/or functions (rating and accounting).

Potential Telework Position:

Percent of Travel Required:
0 - 10%

EEO Statement:
Aetna is an Equal Opportunity, Affirmative Action Employer

Benefit Eligibility:
Benefit eligibility may vary by position.

Candidate Privacy Information:
Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.


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